The Golden Key to Financial Stability.

Trusted Guides by Topic

Select a focus area below to jump straight to primary-source documents, actionable how-tos, and vetted expert contacts—no detours, no guesswork.

Immigration Resource Hub

Access source-verified visa checklists, community legal clinic directories, and step-by-step family petition guides—publicly available and always up to date.

Financial Wellness Center

Get free budgeting templates, credit-building blueprints, small-business startup toolkits, and scholarship directories—everyone can start here.

Legal Resource Library

Find “Know Your Rights” primers, DIY contract templates, pro bono attorney directories, and landlord/tenant briefs—verified and ready to use.

Opportunity & Growth Hub

Discover job boards, fellowship listings, mentorship networks, and vocational training programs—your path to the next opportunity starts here.

Official Policies & Agreements (Members Only)

Access POSSA’s cornerstone documents—direct from the source and exclusively available to active members.

Operating Agreement

The foundational charter that governs POSSA.

Share Acquisition Policy

Rules and procedures for becoming (or ceasing to be) a shareholder

POSSA Shield Policy

Your comprehensive guide to member benefits

Other Policies

Additional member-only policies and guidelines.

Frequently Asked Questions

Yes. Members or Shareholders who violate the Operating Agreement or abuse benefits may be suspended or removed, following a fair process and with documentation.

Membership is intentionally structured to grow with integrity. While expansion is a goal, it is always balanced with governance, program sustainability, and member protection.

Day-to-day operations are managed by Doco Drive, Inc., but Shareholders vote on key issues such as investment strategy, policy changes, and amendments to the Operating Agreement.

Doco Drive, Inc. is the Managing Member of POSSA. It oversees governance, policy, and operations, and ensures the company runs in alignment with its founding mission.

Share transfers are strictly regulated. You may not transfer your shares without prior written approval from the Managing Member. Transfers are only permitted under specific conditions, such as death, withdrawal, or approved succession, and must follow POSSA’s internal procedures. Unauthorized transfers are considered void.

Yes. Members can designate a successor to inherit their ownership or membership rights in the event of death or incapacity, as long as proper documentation is submitted.

Yes. Shareholders who fail to meet membership obligations, such as paying annual fees, may be suspended. They keep legal ownership of shares but lose privileges like voting and benefit access until reinstated.

Only Members can become Shareholders. Eligibility is based on internal criteria, and share acquisition requires formal approval and completion of a Share Acquisition Agreement.

Members receive benefits and participate in programs. Shareholders are Members who have acquired equity in POSSA and gain additional rights—like voting, profit distribution, and participation in investment decisions.

A Sponsoring Community is an approved association or group from the United States, Canada or another approved country that aligns with POSSA’s mission and refers eligible individuals to join. These communities also receive benefits when their members thrive.

Yes, but only under exceptional circumstances—and only if they provide unique value to POSSA’s mission. Approval is at the sole discretion of the Managing Member (Doco Drive, Inc.).

POSSA is a legally structured, member-owned platform designed to empower underserved communities through shared ownership, transparent systems, and purpose-driven benefits. Unlike informal associations or traditional investment clubs, POSSA combines real governance with practical programs like wellness access, legal support, financial tools, and long-term wealth-building—delivered through a transparent and member-driven model.

No. POSSA is a Limited Liability Company (LLC), not a nonprofit. It operates with a community-first mission while creating long-term value for its members and shareholders. It reinvests into member benefits and strategic initiatives, rather than distributing profit to outside owners.

Membership gives you legal recognition within the company and access to all approved programs under POSSA Shield—including healthcare access, legal services, and educational resources. Members are the foundation of POSSA.

You must be 18 or older, live in the U.S., Canada, or an approved country, and be referred by a current Member or Sponsoring Community—or be the child of a Member.

The current annual membership fee is $500. This covers access to the full POSSA Shield platform and helps sustain the organization’s member-first benefits.

Yes. New benefits may be introduced by decision of the Managing Member and made available to all eligible members upon publication of guidelines.

You can contact POSSA through the Help Line for guidance and referrals to the correct benefit or provider.

Some services—such as consultations beyond your free limit or services offered at discounted rates—may involve additional out-of-pocket costs.

No. Benefits are for registered members and their approved dependents only.

POSSA primarily serves members in the U.S. and Canada. Some benefits (like virtual consultations) may be accessible abroad, but eligibility is subject to policy and provider availability.

Abuse or fraud can result in suspension from the program or termination of membership, per POSSA Shield policy and operating rules.

Yes. Some programs like POSSA Resolve offer up to three free services per year. Others, like Care, allow up to two free consultations. Usage is guided by benefit-specific policies.

Yes. Eligible dependents registered under your account may access benefits such as POSSA Care and translation services, based on program terms.

Most benefits are available upon joining. However, some programs—like POSSA Care—require six months of continuous membership before use.

POSSA Shield is the central platform through which members access all core benefits—health support (POSSA Care), legal access (POSSA Resolve), financial assistance, strategic investments, translation services, and community resources.

Eligible Members use POSSA’s internal system to select an Approved Provider and request services. All usage must follow the Resolve Policy, and services must be used within the current calendar year—they do not roll over.

Only vetted, licensed attorneys, preferably POSSA Members. These providers agree to uphold professional and ethical standards and offer discounted rates on any paid services beyond the free benefits.

Each eligible Member may receive up to three free services per year, including:

• Initial legal consultations
• Document or contract reviews
• Cease and desist or demand letters
• Power of attorney drafting
• Small claims court guidance

Discounted rates apply to any additional services.

No. POSSA Resolve is not a law firm and does not offer legal advice. It is a benefit platform that refers Members to licensed, approved attorneys for direct support under defined terms.

POSSA Resolve is a legal access program designed to close the justice gap in our communities. It connects eligible Members with trusted attorneys, basic legal services, and curated educational tools—so you’re never left to figure things out alone.

Yes. POSSA actively seeks opportunities in high-impact industries, especially when community benefit and long-term growth align.

Yes, opportunities may be available for Shareholders and Members based on project type and structure.

Through its subsidiary, POSSA Realty. Visit possarealty.com to learn more.

Company-wide investments require Shareholder input or approval. Some investments are made directly by POSSA as an entity when clearly aligned with strategic goals.

Possibly. If your project is promising, aligned with POSSA’s mission, and passes due diligence, it may be considered under the Strategic Investment framework.

No. While POSSA invests in real estate and other opportunities, it is not a financial management or investment company. All investments are approved by shareholders under clear, memberdriven governance.

No. POSSA is not a credit union. It is a legally registered LLC that uses community-powered models and member ownership to build collective impact.

Yes. POSSA supports and uplifts other community networks, especially Sponsoring Communities, and does not restrict your participation elsewhere.

No. POSSA is inclusive and open to all who meet the eligibility criteria and align with its values—regardless of background or belief.

You may lose access to benefits and, if you're a Shareholder, become inactive and suspended. Reinstatement requires payment of all past due fees plus any applicable reactivation fee.

Citizenship is not required to become a Member. However, you must legally reside in an approved country and meet all identity verification requirements. Access to certain benefits— especially those involving investment—may depend on local laws and regulations. If you’re unsure, please contact us for guidance before applying.

Yes. POSSA also operates through a secure web platform.

Though French is the first language of many in POSSA, English is the primary language of operation, but translation services may be available for key documents and resources. More multilingual support is planned as the network grows.

Only if their country is approved by the Managing Member. Referrals must still follow all membership procedures and eligibility checks.

POSSA currently accepts members in the U.S., Canada, and other countries only if approved in advance by the Managing Member. If you reside elsewhere, reach out to inquire about future eligibility.

Because financial support affects the shared resources of the company, it is reserved for those with equity in POSSA—those who take part in ownership and responsibility.

All requests are confidentially reviewed by POSSA leadership and must meet internal policy standards. Factors may include need, history, timing, and impact on the broader membership.

Each case is reviewed individually. Support may be considered for urgent needs or opportunities that align with POSSA’s mission. However, access is not guaranteed and is subject to policy, capacity, and internal review.

Only active POSSA Shareholders may be considered for financial support. This ensures requests come from those who have invested in and are committed to the shared success of the organization.

It’s a member benefit designed to provide limited, structured support to help eligible Shareholders navigate specific challenges. The program is built on trust, discretion, and the longterm health of our community.

Because we believe wellness is wealth. Preventive care reduces long-term health and financial burdens. POSSA Care is one way we empower our members to take charge of their health early and avoid costly interventions later.

Licensed medical professionals who are also POSSA Members. They are committed to serving the community and building independent practices that make care more accessible and culturally aware.

Eligible members may receive up to two free general consultations per year, plus discounts on additional visits, labs, or pharmacy services—depending on provider availability. The focus is always on prevention and education.

No. POSSA Care is not insurance and does not replace required medical coverage. It’s a structured benefit that helps members access essential preventive services, including consultations and support from POSSA-approved providers.

POSSA Care is about raising awareness and making preventive healthcare a priority. We believe wellness starts with prevention, so we invest in partnerships and programs that help members take early action—not just react to illness.